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COMMON

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GROUND

FINANCIAL SOLUTIONS
We Believe...
WE BELIEVE
 
We believe that purchasing a house is one of the biggest decisions you will make.
 
Whether buying your first home, refinancing your existing lending or growing your rental portfolio, we at Common Ground work with you to deliver the best outcome.
We Believe
ABOUT US
 
We take a personal approach and look to find a common ground with all our clients. 
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With our experience in property and finance, you can have the confidence that at Common Ground, we are doing the best for you.
ABOUT US
MORTGAGES
WHY COMMON GROUND
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The best thing about our service is that its free. The banks pay us, so you don't have to.
 
Please note when working with
non-bank and private funders there can be fees involved when working with such providers. The fee will be agreed upon upfront with the client before proceeding.

NO FEES WHEN WORKING WITH MAIN BANKS

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Your time is one of your most valuable assets. So let us do all the running around for you.

SAVES YOU TIME

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Being in the market everyday, we know exactly what you can get from the bank. Its one of our main goals to make sure we get you the best deal that suits your situation.

BEST DEALS FOR YOU

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We make the application process as simple as possible for you and take all the hassle out of getting a home loan.

SIMPLICITY

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With years of experience in the property and finance industry, we can assist clients right throughout the process - from looking at properties to signing a sale and purchase agreement, right through to the settlement.

INDUSTRY KNOWLEDGE

Why Common Ground
MORTGAGES
First Home

OWNER OCCUPIED PROPERTY

Whether it’s your first home or second owner occupied property, we’re here to help. Common Ground is accredited with every New Zealand bank - meaning we can canvas the entire market, and ensure each one of our clients is receiving the best possible deal, to suit their needs.
Investment

INVESTORS

Considering climbing onto the investment ladder for the first time? Already own multiple properties? Common Ground specialise in everything from restructuring investment lending, to releasing equity for that next purchase.
Refix

REFIX

Our in-bank relationships mean we can negotiate the best interest rates in the market, and the correct loan structure tailored to each client when refixing a loan.
Top Up

LOAN TOP-UPS

Keen to add on that new deck, or update the kitchen? Maybe it’s time for a new car or boat? Let us help release some equity from your home to help make life a little sweeter.
Refinance

REFINANCE

Have a sneaky suspicion you might be missing out on a better deal? Talk to us and let’s see if changing banks might be a good option for you.
NON-BANK / PRIVATE LENDING
 
Can’t get a mortgage or the lending you require from a main bank? A non-bank lender might be able to help when an alternate solution is needed. Non-bank lending (also called 2nd-tier) continues to grow, with their market share increasing year on year. With the property market conditions changing, rising interest rates and new legislation in the financial sector, we will see the non-bank lending space continue this growth as the main banks tighten their policy with these factors in mind.

SO WHAT SORT OF LENDING DOES THIS INCLUDE?

  • Capitalised interest loans

  • Short term bridging finance

  • Construction loans

  • Investment and owner occupied properties

  • Low documentation loans

  • Specialist loans

  • Caveat loans

  • 2nd mortgages

  • Personal loans and debt consolidation

  • Bad credit

  • Asset lending

  • Loan top ups

  • Refinance

NONBANK
Banks we work with
BANKS & FINANCE COMPANIES WE WORK WITH
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OTHER SERVICES WE CAN HELP WITH
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  • Business loans (New business purchase, working capital, term loans)
  • Asset finance
  • Second mortgages
  • Construction finance
  • Open/Closed bridging loans
Other Services we can help with
Other Services
LIKE TO GET IN TOUCH? CONTACT US HERE

Thanks!

CONTACT
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